Hello, and welcome to what looks like a glorious May Wednesday, with sun and warmth expected throughout most of the state. The Assembly, state Senate, U.S. Senate and House all have session days today. Here are your headlines this morning:

Today, the Association is announcing the recipients of our Outstanding Volunteer Award, which recognizes volunteers who exemplify commitment to their credit unions and consistently embody the “people helping people” philosophy – The Point

Reminder: NCUA’s streamlined CDFI certification round closes May 26 – NCUA

CUNA Mutual Group has released its April Credit Union Trends Report, compiled with data collected in February. The report found that credit union loan balances are up 11.5 percent during the last 12 months – CUNA Mutual Group

Mortgage delinquencies are continuing to fall to new pre-recession lows, according to the Mortgage Bankers Association – CU Times

A new study shows that people graduate college with nearly $40,000 in debt, men have more debt than women, and on average, white and Asian college graduates have more debt than their black and Hispanic and Latino peers – CUToday

Home construction slowed for the second straight month in April, but builders remain optimistic in the housing market’s expansion – The Hill

  The city of Philadelphia has sued Wells Fargo for violating the Fair Housing Act by steering minority borrowers into mortgages that were more expensive and riskier than those offered to white borrowers, according to court documents – LA Times

DocuSign, a major provider of electronic signature technology, acknowledged that a series of recent malware phishing attacks targeting users was the result of a data breach at one of its computer systems – Krebs on Security