Good morning, and welcome back from what was generally a pleasant weekend throughout the state. The Assembly, state Senate, House and U.S. Senate are all in session today. The Senate and Assembly Committees on Banks are holding a public hearing at 10 a.m. today to gain insights into the online lending industry. In other news…

A website is now available for credit unions wishing to make a claim to a portion of the Home Depot data breach settlement fund – CUNA

The CFPB claims that 90 percent of high-risk student loan borrowers are not enrolled in an affordable repayment plan – The Point

Golfers and sponsors can still register for the CUNA Mutual Golf tournament to benefit the New York Credit Union Foundation at this year’s Annual Meeting & Convention – NYCUA

Identity thieves specializing in tax fraud exploited issues with Equifax’s online payroll, HR and tax service program for close to a year – KrebsonSecurity

A new report suggests that graduates are having a difficult time deciding whether to pay down student loans, or begin saving for retirement – CU Times

The non-partisan Congressional Budget Office says the Financial CHOICE Act would reduce federal spending by $30.1 billion over 10 years, while revenues would be reduced by $5.9 billion – CUToday

President Trump will unveil his first formal budget proposal Tuesday – The Hill

State Sen. Jeffrey Klein, the head of the Independent Democratic Conference who represents parts of the Bronx, indicated that he has no plans to end the IDC’s partnership with the Senate Republicans – Daily News

Regardless of whether a credit union is federally or state chartered, it can get awfully expensive to disregard state mortgage law – New York’s State of Mind