Good morning. As noted by New York Credit Union Association VP of Governmental Affairs Michael Lieberman, the Legislature did not adjourn yesterday “sine die,” which permanently closes out the session. Rather, they adjourned temporarily at the call of the leader, which allows for the possibility of further legislative action this year. The House and U.S. Senate are in session. Here are this morning’s headlines:

Registration is now open for all of the Association’s events scheduled for the remainder of the year – The Point

Credit Union Journal is seeking nominations for its Best Practices awards, which recognize innovative practices, policies, products, services or procedures that have a proven track record of success– The Point

Testifying before the Senate banking committee, NCUA Acting Chairman J. Mark McWatters recommended that Congress support the agency’s efforts to ease regulatory burdens on credit unions by tailoring and simplifying federal law – NCUA

Senate Republicans on Thursday unveiled their new healthcare bill that would repeal and replace the Affordable Care Act – New York Times

Card-not-present fraud could cost merchants $71 billion over the next five years – CU Times

Attacks on point of sale systems are declining as a percentage of overall breaches– CUToday

The Republican sweep of four contested House special elections this year has hand the party a much-needed boost to advance their agenda – The Hill

Americans’ obsession with smartphones and apps may be contributing to the persistent low-inflation environment – Reuters

The New York credit union movement came close on the Banking Development District Program bill this legislative session – New York State of Mind