Good morning, and happy Wednesday. There is no legislative or regulatory action slated for today. Here is what’s happening in the world of credit unions this morning:

Registration is now open for the 2017 Volunteer Leadership Conference, scheduled for Oct. 20-21 at the Turning Stone Resort Casino in Verona. The conference includes specialized learning tracks for directors and supervisory committee members – NYCUA

Credit union professionals can register for the New York Credit Union Association’s IRA Workshops, which will be held Sept. 26-27 at Association headquarters in Albany. The workshops cover both “essential” and “advanced” IRA situations – The Point

New York credit unions can help support the New York Credit Union Foundation by investing in a membership. The Foundation uses these critical funds to carry out its mission: Fostering the financial independence of all New Yorkers through credit unions – Foundation

A recent study shows that purpose, opportunity, success, appreciation, wellbeing and leadership are more important to employees than money – CU Times

A December rate hike from the Federal Reserve is less likely unless inflation strengthens in the coming months – CUToday

U.S. retail sales recorded their biggest increase in seven months in July – Reuters

State Senate Majority Leader John Flanagan opines that any talk of a Democratic reunification in his chamber is a moot point – NY State of Politics

As the focus on cybersecurity has increased, fraudsters are increasingly turning back to a combination of call-center scams and social engineering – PYMNTS

Home Equity Lines of Credit at credit unions are soaring – New York’s State of Mind