Good morning. Both the House and Senate are in session today. No legislative action affecting credit unions is slated. Here is what’s happening on this Tuesday morning:

 Staff from the New York Credit Union Association joined advocates from the Adirondack Chapter for a district meeting with Assemblyman Billy Jones – The Point

 Young professionals from the Catskill-Hudson Chapter recently volunteered their time at the Orange County Senior Games – The Point

 Deadline approaching: Online registration for the Association’s Tech Forward Conference closes this Thursday, Sept. 28 – NYCUA

 The fintech giant Square has applied for a bank charter, with plans to begin offering small business loans and deposit products – CU Times

 Social Security numbers are no longer as valuable as they used to be in evaluating consumer identity and creditworthiness – PaymentsSource

 A Clemson University study that examines how credit unions compete with community banks and larger banks found that credit unions benefit consumers in their markets without negatively affecting other financial institutions – CUToday

 Increasingly, employers are providing employees with financial literacy lessons in an effort to allay stress among workers and boost productivity – Chief Executive

 Facebook will soon begin targeting ads to people based on store visits, offline purchases and calls to businesses – CNET

 Employees have more protections than one might think when it comes to holding him or her accountable for viewpoints their bosses disagree with – New York’s State of Mind