Good morning, happy Friday and welcome to December. Both the House and Senate are in session today. The Senate is expected to continue consideration of their tax reform bill today. Here’s what’s happening in the world of credit unions:

The state Department of Financial Services has finalized changes that will allow state-chartered credit unions to operate in-school branches in the same manner as their federally chartered counterparts – The Point

Alternatives FCU in Ithaca was one of 17 low-income credit unions to be awarded with an NCUA grant to provide financial literacy coaching and enhance economic opportunities for members in low-income communities – The Point

The agency also released its most recent newsletter, which features information on bitcoin, cyberthreats, regulatory reforms and more – NCUA

A provision in the Senate tax bill may require mortgage services to pay taxes on income upfront – Bloomberg

The Federal Reserve is considering adopting its own digital currency similar to bitcoin – The Hill

The deadline to apply to “crash” the 2018 CUNA Governmental Affairs Conference has been extended until next Friday, Dec. 8 – Cooperative Trust

One survey found 70 percent of consumers said they would stop doing business with a company following a data breach – CU Times

Home prices in 20 U.S. cities rose in September by the most in more than three years – CUToday

According to Jerome Powell, President Donald Trump’s nominee to lead the Federal Reserve, there are no longer any banks that are too big to fail – New York’s State of Mind