Good morning. No action is slated in Congress today, and the Legislature is off. In case you missed it, President Donald Trump delivered updates on the economy and touted the administration’s commitment to regulatory reform during his State of the Union address. Here’s what’s happening this morning:

Registration is open for the 2018 Frontline Compliance Certificate Program, a seven-part webinar series designed to equip frontline credit union staff with the skills and understanding they need to stay in compliance – NYCUA

Credit union leaders can learn more about the Association’s partnership with Jaeger & Flynn—and how the partnership can help credit unions with the administration of their benefit programs—during a complimentary webinar Feb. 13 at 10 a.m. – NYCUA

Credit unions and credit union service organizations can again apply for Biz Kid$ Financial Education Grants from the National Credit Union Foundation – National Foundation

The House passed the MOBILE Act, which would allow financial institutions to use electronic copies of identification for the purpose of identity verification – CUNA

Auto lending will remain a key offering of credit unions in 2018, but a number of factors point to a potential slowdown in the year ahead – CU Journal

JPMorgan Chase, the nation’s largest bank, will make big investments in branches, with plans to open 400 new branches to expand into 15 to 20 markets – CUToday

Consumers ended 2017 by squeezing their savings rate to its lowest levels since the eve of the Great Recession – CU Times

State Sen. John DeFrancisco of DeWitt, the deputy majority leader, announced his bid to become the Republican candidate for governor – Post Standard

The blog highlights two bills passed by Congress that are worth knowing about – New York’s State of Mind