Good morning. Both the House and Senate are in session today. Congress this week is working on a budget deal to—what else?—avoid another government shutdown. The Legislature is off today. Here’s what else is happening on this Thursday morning:

Registration is open for the 2018 State Governmental Affairs Conference, scheduled for April 23-24 in Albany – NYCUA

Credit union leaders can learn more about the Association’s partnership with Jaeger & Flynn—and how the partnership can help credit unions with the administration of their benefit programs—during a complimentary webinar Feb. 13 at 10 a.m. – NYCUA

CUNA Mutual Group has released its January Credit Union Trends Report, compiled with data from November 2017. The report found that over a 12 month period, total credit union loan balances rose more than 10.7 percent – CUNA Mutual Group

The widening gap between understaffed IT departments and growing demands for better data security is pushing many credit unions to outsource the management of their IT networks and security monitoring – CU Times

The Trump administration is considering rescinding the Financial Crimes Enforcement Network guidance that has allowed financial institutions to open accounts for marijuana businesses without running afoul of federal regulators – CUToday

America’s largest banks had myriad worries in mind when they rushed this week to ban customers from using credit cards to buy cryptocurrencies – Bloomberg

U.S. Sen. Elizabeth Warren, D-Massachusetts, released a 15-page report that claims Equifax’s cybersecurity regime was grossly inadequate and the company misled the public about the removal of data from its systems – CU Journal

More than half of millennials report unplanned spending based on something they had seen on social media – ThinkAdvisor