Straight to The Point: January 23

Good morning. The federal government is open once again after members of Congress agreed to a short-term funding deal yesterday. The Senate banking committee today will hold a hearing to consider nominees for various regulatory positions. The Legislature is in session. Here’s what’s happening in the world of credit unions:

Registration is open for the 2018 Annual Meeting & Convention, the New York credit union movement’s premier event – The Point

Credit union leaders are encouraged to review the New York Credit Union Association’s membership packets, which were mailed to member credit unions last month – The Point

Credit unions and credit union service organizations can again apply for Biz Kid$ Financial Education Grants from the National Credit Union Foundation. The grants can be used to fund innovative programs that improve the financial education of youths through the use of the Biz Kid$ program – National Foundation

Same-day ACH is on pace to hit 120 million debit and credit transactions a year – CU Times

Google will replace the currently separate Android Pay and Google Wallet services with the aptly named Google Pay – CUToday

Gov. Andrew Cuomo wants to overhaul the state tax system by swapping state income for payroll taxes, but lawmakers are offering up their own alternatives – Times Union

It won’t be easy for regulators to rein in cryptocurrencies – American Banker

The “big four” U.S. retail banks dealt with an almost 20 percent increase in credit card losses last year – PYMNTS