Straight to The Point: July 3, 2018

 Reminder: The New York Credit Union Association and our Affiliates will be closed tomorrow for the Fourth of July. The Point will resume publication on Thursday. Enjoy the holiday!

 Linda Bow, New York Credit Union Association director of compliance, provided updates last week at a CDFI conference in Puerto Rico – The Point

 The National Federation of Community Development Credit Unions will be hosting a webinar July 12 at 1 p.m. that will focus on data analytics – Federation

 Reminder: Low-income credit unions interested in applying for Community Development Grants from NCUA can now submit applications to the agency. The grant round is open through Aug. 18 – NCUA

 Many American small business owners have negative perceptions of online lenders and online lending, according to a new study released by the Federal Reserve Board and the Federal Reserve Bank of Cleveland – CUToday

 Citigroup was not fined by the CFPB despite the bank’s failure to adjust rates for some cardholders, costing the customers more than $335 million – Bloomberg

 President Donald Trump is reportedly weighing whether to pick a new White House chief of staff, and Mick Mulvaney, the acting director of the CFPB and the president’s budget director, is at the top of the list – CU Journal

 Suffolk County Democrats are touting a new poll that could have implications for Democrats running statewide and the effort to claim control of the state Senate – Daily News

 Nearly nine out of ten millennials would consider taking a pay cut to work at a company whose mission and values align with their own, according to a new report from LinkedIn – CNBC

 The blog highlights important changes to Regulation CC, which regulates the check collection process – New York’s State of Mind