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Straight to The Point: December 19, 2018

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 Maria Vullo, the superintendent of the state Department of Financial Services, will leave the Department on Feb. 1 — The Point

 The CU Reality Check conference will host it’s first-ever Tri-State Texas Hold ‘Em Poker tournament on Monday, Feb. 18, from 2-5 p.m. at the Borgata Casino in Atlantic City – The Point

 Branch openings: Teachers FCU announced a new branch in East Meadow – The Point

 New data has found that the default levels for bank cards, auto loans and first mortgages have reached their lowest levels of 2018 within the past three months – PYMNTS

 Facebook said it did not give companies access to personal data of users without their permission, contradicting a report that found the social network allowed some tech giants far greater access to data than it had disclosed – Reuters

 New York credit union advocates attending the 2019 CUNA Governmental Affairs Conference are strongly encouraged to submit their Hill Meeting Request forms to help New York Credit Union Association staff secure their meeting times with federal lawmakers – The Point

 The social engineering part of cybercrimes is expected to become more rampant in 2019 CU Times

 Very few of the world’s biggest companies list any security executives in their highest ranks– KrebsOnSecurity

 The issue of the application of New York’s usury laws has become a surprisingly hot topic. Not only have some non-bank entities figured out a way around New York’s usury caps, but some examiners have expressed confusion as to its applicability – New York’s State of Mind

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