Good morning, and happy Friday. It is Convention crunch-time here at the Association, with less than two weeks to go before things kick off. On the legislative front, the U.S. Senate and House both have session days today. Here are your headlines:

CUNA Mutual Group President/CEO Bob Trunzo writes that credit union leaders need to embrace and employ innovators – The Point

NCUA has released its agenda for their upcoming board meeting – The Point

As previously reported in The Point, the New York Credit Union Association is providing member credit unions with new, cost-free resources in 2017. One of those resources is the CUNA E-Scan, which is considered a trusted resource for credit union strategic planning sessions – The Point

The industry groups on the two sides of the Durbin Amendment are going hyper-local and taking the fight to individual congressional districts – CU Times

A new study shows that Americans want more biometrics options for mobile banking, and they view biometrics as more secure than passwords – CUToday

Americans have now borrowed more money than they had at the height of the credit bubble in 2008 – New York Times

A bipartisan effort is underway to make banking easier for marijuana-related businesses – PYMNTS

Collaboration has now become a constant theme in the payments industry, where longtime enemies are putting aside their differences to survive in the fast-paced digital world – PaymentsSource

The New York’s State of Mind blog isn’t so sure that the New York Fed’s report showing consumer debt soaring to pre-recession levels is such a good thing – New York’s State of Mind