Good morning, and welcome back from your weekend intermission. Correction to Friday’s edition: The list serv for CEOs/managers of credit unions with over $50 million in assets is remaining unchanged. Both the House and Senate are in session today. Here are your headlines on this Monday morning:

 Miracle Jeans Day—the Credit Unions For Kids annual nationwide fundraiser for the Children’s Miracle Network Hospitals—will be held Sept. 13 – The Point

 Credit unions utilizing the New York Credit Union Association’s shared compliance specialists have seen success with the program, which continues to grow – The Point

 Reminder: Enrollment is now open for the statewide prize-linked saving program, Lucky Savers – The Point

 Security alerts, vacation and sick time policy announcements, and package delivery notifications are among the most attractive phishing lures – CU Times

 A new analysis suggests that more than 38 million American households are unable to afford their housing, an increase of 146 percent in the past 16 years – CUToday

 Senators largely focused on regulatory issues, and the subject of monetary policy was mostly ignored, during Federal Reserve Chair Janet Yellen’s hearing before the Senate banking committee – New York Times

 The House Ways and Means Committee approved bipartisan legislation that would limit when the IRS can seize taxpayer funds– The Hill

 A greater number of ATM skimming incidents now involve so-called insert skimmers, which are thin devices made to fit invisibly inside a cash machine – KrebsOnsecurity

 When it comes to ride-hailing, the law is crystal clear that credit union collateral is protected, but credit unions may still want to put additional language into car loan agreements stipulating that providing ride-hailing services without adequate insurance constitutes a loan default – New York’s State of Mind