Good morning, and happy Monday. In case you missed it, the state has adopted regulations implementing New York’s paid family leave program Both the House and Senate are in session today. Here are this morning’s headlines:

 NCUA on Friday announced a restructuring plan that will, among other things, result in the closure of the agency’s Albany office – The Point

 Reminder: The law firm Bond, Schoeneck & King is hosting a complimentary webinar tomorrow at 1 p.m. that will focus on New York’s paid family leave law – The Point

 The Utica-Rome Chapter is hosting its annual charity golf tournament July 31 at the Skenandoa Golf Club in Clinton, and registrations are due tomorrow – NYCUA

 The House is scheduled to take action to nullify the CFPB’s arbitration rule starting Monday – CU Times

 Andrew Cuomo told state Senate Democrats that he would work with them to help them secure a majority in the chamber next year – Politico New York

 Legislation has been re-introduced that would make permanent the CFPB’s Credit Union Advisory Council and also establish a small business advisory board – CUToday

 The value of the U.S. dollar has fallen steadily this year, helping some Americans and hurting others – New York Times

 Even though same-day ACH transactions cost less than credit card interchange, the difference may not be compelling enough to win over merchants that are happy with cards and mobile wallets – PaymentsSource

 When it comes to serving consumers in the post-financial crisis world, the credit union movement not only talks the talk; it walks the walk – New York’s State of Mind