Good morning, and welcome to another Friday. The Senate will convene briefly for a “pro forma” session today, with no major actions scheduled. Here is what’s happening this morning:

 NCUA’s final round for credit unions to qualify for the agency’s streamlined application for CDFI certification will open Aug. 7 – NCUA

 Reminder: Enrollment is open through Aug. 31 for the statewide prize-linked saving program, Lucky Savers – The Point

 Visions FCU, based out of Endicott, has partnered with professional stock car driver J.J. Yeley to fully brand his car at the upcoming Zippo 200 race – The Point

 Information continues to suggest many businesses are simply not prepared for the elevated risks presented by new cybercriminal activity – CU Times

 New truck and SUV sales are no longer holding strong, joining the slide in overall new vehicle sales – CUToday

 The number of planned layoffs at U.S. companies dropped in July to its lowest since November, while job-opening announcements notched up – Reuters

 The leaders of the Senate Small Business and Entrepreneurship Committee are urging their colleagues to make sure that any tax-reform legislation taken up by the Senate improves the tax code for small businesses – The Hill

 The CO-OP Shared Branch network has passed Chase in the number of branch offices, making the credit union cooperative the second-largest network of financial institution branches in the country – PYMNTS

 In a not-so-subtle warning to other financial institutions, the CFPB fined JPMorgan Chase to settle claims that its policies and procedures to handle disputes involving a third-party credit reporting agency were inadequate – New York’s State of Mind