Good morning… especially if you are former state Senate Majority Leader Dean Skelos, who had his federal corruption conviction overturned yesterday. In the House, the Committee on Oversight and Government Reform will hold a hearing on the “Cybersecurity of the Internet of Things.” The Senate is also in session. Here is what’s happening today:

 The situation for cooperativas on Puerto Rico appears dire, and the New York Credit Union Association has reached out to contacts on the island to determine how to best provide assistance – The Point

 The CFPB yesterday released the results of a national survey on the financial well-being of U.S. consumers, which found more than 40 percent of U.S. adults struggle to make ends meet – The Point

 CU Direct will host a complimentary webinar Sept. 28 at 2 p.m. that will review the state of the automobile industry, auto lending trends and credit union statistics – CU Direct

 Credit union officials on the U.S. mainland are still trying to assess the conditions of Puerto Rico’s cooperativas – CU Times

 Equifax CEO Richard Smith resigned, joining other senior managers who left the credit reporting company amid an uproar over the theft of private data on 143 million Americans – CU Journal

 U.S. consumer confidence fell in September and home sales dropped to an eight-month low in August – Reuters

 Senate Majority Leader John J. Flanagan said his agenda includes pushing Gov. Cuomo and the Legislature to make the property tax cap permanent – Times Union

 Deloitte, one of the world’s “big four” accounting firms, has acknowledged a breach of its internal email systems – KrebsOnSecurity

 The state Department of Financial Services is signaling that it is getting ready to ramp up enforcement of two high-profile regulations – New York’s State of Mind