The New York Credit Union Foundation has activated its Disaster Relief Grants for cooperativas, staff and volunteers in Puerto Rico affected by Hurricane Maria. To make a monetary contribution, visit the Foundation’s donation page.

Good morning, happy Halloween. Both the House and Senate are in session. Tomorrow, Republicans on the Ways and Means Committee are expected to unveil their tax reform legislation. President Trump this week is also expected to name his pick for Federal Reserve board chair. In credit union news…

 Calling all young professionals: This Friday is the deadline to register for the Young Professionals Commission’s 2017 Fall Educational Summit in Buffalo – NYCUA

 CUNA will host a complimentary webinar Nov. 9 at 3 p.m. that will review the Campaign for Common-Sense Regulation and the Member Activation Program. The session is open to all CUNA member credit unions – CUNA

 Reminder:  New York credit union professionals can register for the 2017 Credit Union Repossession and Remarketing Summit. The event will be held Nov. 8-10 in Cinnaminson, New Jersey – NYCUA

 While 15 percent of U.S. consumers spotted fraud on their accounts last year, 85 percent said they were satisfied with how their financial institution handled the incident – CU Times

 The congressional budget resolution passed last week includes flood insurance funding, as well as new rules for Fannie Mae and Freddie Mac fees – CUToday

 Despite a federal crackdown, payday lenders and loan sharks are, by some accounts, creeping back into New York City’s most economically distressed neighborhoods – New York Post

 U.S. consumer spending recorded its biggest increase in more than eight years in September – Reuters

 A new “Internet of Things” malware strain called “Reaper” was said to have infected more than a million organizations, but experts are now saying the number is much smaller – KrebsonSecurity

 This week is shaping up to be an important one for credit unions – New York’s State of Mind