Good morning, and welcome back from what was hopefully an enjoyable holiday weekend. The Senate is in session today, and tax reform legislation is expected to take a front seat this week. The House has one more day off. Here’s what’s happening in the world of credit unions on this Monday morning:

The question over who is actually in charge at the CFPB is harmful for both consumers and businesses, said New York Credit Union Association President/CEO William J. Mellin – The Point

George W. Bush, the 43rd president of the United States, will discuss the challenges facing the nation in the 21st century during the 2018 CUNA Governmental Affairs Conference – The Point

Last call: The deadline to apply to “crash” the 2018 CUNA Governmental Affairs Conference is tomorrow, Nov. 28 – Cooperative Trust

New research found that one in five emails comes from an unauthorized sender – CU Times

Despite a 2 percent increase in October, existing home sales were still down year over year – CUToday

More baby boomers are forgoing homeownership and choosing to rent, with many looking for the same type of living environment as their millennial counterparts – PYMNTS

A new survey revealed that a majority of small businesses oppose the Republican tax plan, and more than 50 percent of those surveyed believe the plan favors large corporations – The Hill

Projections and early estimates show that shoppers will continue to ditch the hassle of crowded stores and malls for the convenience of shopping online this holiday season – Bloomberg