Straight to The Point: December 15


Good morning, happy Friday. No votes are expected in the House or Senate today. No hearings of note are slated at the state level. Here’s what’s happening this morning:

star3 The NCUA board of directors yesterday held their monthly board meeting, at which the board approved final rules on emergency mergers and parts of the agency’s reorganization plan – The Point

star3 The state Department of Financial Services issued guidance for mortgage servicers, reminding them about their obligations under the state’s Vacant and Abandoned Property Law – The Point

star3 Young credit union professionals and volunteers are encouraged to learn more about the credit union movement and get involved with the statewide YP Network – The Point

star3 Accessibility issues surrounding credit unions’ websites continue to result in federal lawsuits – CU Times

star3 Mortgage delinquencies decreased in September to their lowest levels in more than a decade – HousingWire

star3 Warning that state debt is projected to reach $63.7 billion by the end of the fiscal year, state Comptroller Tom DiNapoli on Thursday re-upped a series of borrowing reform proposals – Times Union

star3 Nearly half of Americans use some type of digital voice assistant – Pew Research Center

star3 Those who don’t carry credit cards primarily come from lower-income households or—unsurprisingly—have low credit scores, according to new research – CUToday

star3 Europe’s data protection laws may apply to some U.S. credit unions – New York’s State of Mind

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