Good morning, welcome to another Friday. The New York Credit Union Association and our Affiliate organizations will be closed Monday, Jan. 15, in observance of Martin Luther King Jr. Day. The Point will resume publication Tuesday.

The deadline to complete the survey for the 2017 New York Credit Union Impact Report—formerly known as the MORE Report—has been extended until Jan. 19 – NYCUA

Registration is now open for the 2018 World Credit Union Conference, which will be held July 15-18 in Singapore – WOCCU

Reminder: Individuals can now register for the National Credit Union Foundation’s April 2018 Credit Union Development Education training – The Point

Credit unions in western states led the nation in asset and membership growth last year – CU Times

A survey of 1,000 Americans found that, on average, people reported $998.36 of debt resulting from holiday spending – CUToday

The U.S. Senate ratified revised committee rosters and ratios, which included the addition of one Democrat to the Finance and Judiciary Committees – Roll Call

Lawmakers in at least six states, including New York, have introduced bills in recent weeks intended to nullify the Federal Communications Commission’s decision to overturn net neutrality rules – New York Times

The Senate banking committee will hold a hearing with top financial regulators in early February examining the implications of bitcoin – The Hill

A federal district court ruling on the CFPB leadership upholds the right of the president to appoint the head of one of the most powerful agencies in the U.S. – New York’s State of Mind