Good morning and welcome back to another Monday. The House and Senate are in session today, as is the Legislature. Let’s start with a few reminders this morning:

Nominations are open through March 2 for the New York Credit Union Association’s 2018 Recognition Awards, which honor credit unions and individuals for their exceptional contributions to the credit union movement – NYCUA

New York credit union advocates who are attending the 2018 CUNA Governmental Affairs Conference should complete and submit their Hill meeting request forms to help Association staff secure meeting times with federal lawmakers – NYCUA

Credit unions and credit union service organizations can again apply for Biz Kid$ Financial Education Grants from the National Credit Union Foundation. Grant applications will be accepted through March 31 – National Foundation

U.S. consumer sentiment exceeded analyst estimates in January as the outlook for jobs and household income improved – CU Times

Mastercard is implementing biometrics for card payments, with plans to go live by April 2019 – CUToday

As part of a broader restructuring effort, acting CFPB Director Mick Mulvaney stripped the bureau’s fair-lending office of enforcement powers – CU Journal

A landmark settlement between Wells Fargo and the Federal Reserve shows regulators’ new emphasis on making board members responsible for their institutions’ conduct – New York Times

Committee chairmanships in the state Legislature provide prestige and a bonus stipend, and some lawmakers have held their posts for decades – City & State

Institutions that offer GAP insurance to military members must comply with the Military Lending Act when making car loans – New York’s State of Mind