The state Department of Financial Services issued guidance for state-chartered credit unions and banks that wish to serve the legal marijuana and hemp industries in New York. The New York Credit Union Association worked closely with Gov. Andrew Cuomo’s administration and the DFS to ensure credit union concerns were addressed in the guidance – The Point

 NCUA and other federal financial regulators have issued a joint statement describing amendments to the Home Mortgage Disclosure Act that are required by the Economic Growth, Regulatory Relief, and Consumer Protection Act – The Point

 The Association offers more than a dozen educational sessions each year designed specifically for credit union professionals and volunteers. Several events are fast approaching – The Point

 A new study from J.D. Power found that direct banks outperform traditional ones in customer satisfaction and mobile experience, but they may be losing their luster—creating potential opportunities for branch-based credit unions – CU Times 

 While the record level of student debt has been widely reported, a new analysis has found the majority of student loan payoffs occur early, and coincide with large payments and balance reductions on other student loans and revolving credit products – CUToday 

 Regardless of the outcome of November’s midterm elections, there could be a changing of the guard atop both the House Financial Services Committee and the Senate banking committee when the new Congress begins in 2019 – American Banker

 The state Assembly has been reluctant to adopt measures that would fully embrace driverless vehicles – Times Union

 Companies and governments will spend $2.1 billion on blockchains in 2018, but at this point, few blockchains have been used and tested in the real world for any amount of time – New York Times