In a recent letter to NCUA, New York Credit Union Association President/CEO William J. Mellin commended the agency for continuing to work with stakeholders to improve its risk-based capital rule, though he said the Association still feels implementing a capital ratio measure is unnecessary – The Point

 CUNA Mutual Group’s ninth annual, day-long Discovery Conference brought together innovation experts and credit union leaders. The conference is now available on-demand, at no cost, until Feb. 28, 2019 – The Point

 Member credit unions can now register to participate in the Association’s renowned, statewide Scholarship Program – The Point

 British Airways says it is investigating the theft of customer data from its website and mobile app after it found a breach that exposed financial information over a two-week period – NPR

Rep. Blaine Luetkemeyer, R-Mo., formally introduced data breach notification legislation Friday, which would provide credit unions with regulatory relief if they suffer a data breach – CUNA

 CFPB Acting Director Mick Mulvaney appointed seven new members to the bureau’s reconstituted Credit Union Advisory Council – CU Times

 The National Association of State Credit Union Supervisors is calling on NCUA to delay its risk-based capital rule, saying aspects of the rule remain “problematic” – CUToday

 Pay gains for American workers have been flat since 2015, yet the population hasn’t been this optimistic about future pay raises since the century began – Bloomberg

 Rep. Jeb Hensarling, the retiring chairman of the House Financial Services Committee, released a bipartisan proposal for housing reform – New York’s State of Mind