Credit union leaders can learn more about the New York Credit Union Association’s partnership with Jaeger & Flynn—and how the partnership can help credit unions with the administration of their benefit programs—during a complimentary webinar on Thursday, Oct. 4, at 10 a.m. – The Point

 Separately, the Association offers a variety of educational webinars each month designed specifically for New York credit union professionals and volunteers. A number of webinars are scheduled for October, and registration is now open – NYCUA

 Reminder: Credit unions and chapters can offer college scholarships to deserving young members with the Association’s annual, statewide Scholarship Program – The Point

 Almost a decade after the average FICO score hit a low of 686 in the aftermath of the Great Recession, American credit scores are at their highest point ever – Bloomberg

 More than half of people in their prime years for first-time home buying are worried their student loan debts are holding them back – CU Times

 A new report claims the median retirement account balance among all working class individuals is $0. In other words, they have nothing – CUToday

It is now free in every U.S. state to freeze and unfreeze your credit file and that of your dependents – KrebsOnSecurity

 A rise in the value of equities and real estate pushed the net worth of U.S. households higher in the second quarter of this year, according to the Federal Reserve – PYMNTS

 The blog discusses some of the issues confronting credit unions including overdraft protection litigation – New York’s State of Mind