The NCUA board of directors held their ninth open meeting of 2018 and approved two items: a supplemental final rule that amends the agency’s risk-based capital rule to delay the effective date until Jan. 1, 2020, and a proposed rule on bylaws – The Point

 Recognition Round-Up: Southern Chautauqua FCU was recently recognized in two categories by the National Youth Involvement Board for the 2017-2018 school year – The Point

 Registration is open for the Metropolitan Chapter’s 2018 Joy Cousminer Workshop, which will be held Saturday, Nov. 3, in New York City – The Point

 Mobile and online platforms are now the most common way Americans access their financial accounts, but some still prefer the branch – CU Times

 Car shoppers are financing more at the mid-way point of 2018 compared to the record-setting sales in 2016, which is good news for lenders – CUToday

 U.S. filings for unemployment benefits fell last week and continuing claims dropped to the lowest level since 1973, indicating the job market remains solid – Bloomberg

 Mastercard said it will enable tokenization services on all cards by 2020, geared toward making online transactions quicker and more secure – PYMNTS

 Sen. Elizabeth Warren is opening a new front in a campaign against a familiar foe, demanding that the Federal Reserve keep its restrictions on Wells Fargo until CEO Tim Sloan is removed – American Banker

 It is easy to forget—but important to remember—that there are major distinctions between hemp and marijuana – New York’s State of Mind