As a reminder, young credit union professionals from throughout New York can register for the New York Credit Union Association’s 2018 Young Professional Education Summit, Nov. 14-15, in Rochester – The Point

 The Erie-Niagara Chapter will host their annual Holiday Charity Gala at Samuel’s Grande Manor in Williamsville on Tuesday, Dec. 4. The gala will benefit St. Luke’s Mission of Mercy – The Point

 The Federal Financial Institutions Examination Council will host a complimentary webinar tomorrow, Oct. 31, at 2:30 p.m. that will provide an overview of the FFIEC’s Cybersecurity Resources Guide – The Point

 Despite widespread economic and business optimism among small business owners, many are feeling underappreciated by their banks – CUToday

 U.S. auto sales fell slightly in October from a year earlier, when replacement demand following hurricanes Harvey and Irma boosted business – Reuters

 The CFPB said that it will propose changes in January to the underwriting provisions of the agency’s rules for payday lenders – CU Journal

 Rep. Kevin Brady, R-Texas and chairman of the Ways and Means Committee, ruled out taking action on additional tax-reform measures until next year – The Hill

 In yet another sign that legal marijuana is moving toward the mainstream, Assemblyman Richard Gottfried, D-Manhattan, introduced a bill that would require public health plans in the state, including Medicaid, to cover the drug – Times Union

 The blog discusses the CFPB’s remittance transfer rule and focuses on the impact that it has had on credit unions – New York’s State of Mind