The New York Credit Union Association’s 2019 events and training lineup is now available to view on the Association’s website– NYCUA

 All New York credit union advocates are encouraged to vote in tomorrow’s midterm elections. The Association has identified several significant races to watch– The Point

 The registration deadline is this Friday for the Association’s 2018 Young Professional Fall Education Summit, scheduled Nov. 14-15, in Rochester – The Point

 Almost one in five consumers experienced fraudulent bank activity in 2017, but poor branch service and inadequate branch cleanliness were bigger reasons consumers switch financial institutions, according to a new survey – CU Times

 The Federal Reserve announced a loosening of regulations for banks between $100 billion and $700 billion in assets, a category into which 16 financial institutions fall – CUToday

 The CFPB updated its small entity compliance guide for the Home Mortgage Disclosure Act to reflect changes in the Economic Growth, Regulatory Relief and Consumer Protection Act as well as the bureau’s August interpretive rule – CUNA

 A year after offering free credit monitoring to all Americans on account of its massive data breach that exposed the personal information of nearly 148 million people, Equifax now says it has chosen to extend the offer by turning to a credit monitoring service offered by a top competitor – Experian – KrebsOnSecurity

 U.S. job growth rebounded sharply in October and wages recorded their largest annual gain in almost a decade, pointing to further labor market tightening that could encourage the Federal Reserve to raise interest rates in December – Reuters

 Democrats are considered the favorite to take control of the state Senate, with an updated forecasting model giving them an 86.2 percent chance to wrestle away the chamber from the Republicans – Times Union