The survey for the 2018 New York Credit Union Impact Report—formerly known as the MORE Report—is now live on the New York Credit Union Association’s website – The Point

 A report from the Federal Reserve Bank of New York shows that consumers have less access to credit in 2018 than in recent years – Liberty Street Economics

 The incoming committee chairs in the state Senate have been announced. Notably for credit unions, Sen. James Sanders Jr., D-Metropolitan, will serve as the new chairman of the Committee on Banks – Times Union

 Nominations are open for the Association’s 2019 Recognition Awards, which honor credit unions and individuals for their exceptional contributions to the credit union movement – The Point

 The Trump administration is considering Mark Calabria to lead the Federal Housing Finance Agency, who has often expressed skepticism about Fannie Mae and Freddie Mac’s role in the mortgage system – American Banker

 Gov. Andrew Cuomo is expected to include language in his 2019 budget proposal that would legalize or decriminalize recreational marijuana in New York – Gothamist

 Paying for things with a smartphone increases how much consumers spend and how often they shop – CU Times

 Mobile fraud increased 117 percent over the previous year, with businesses reporting a 63 percent increase in mobile fraud – CUToday

 The blog reviews three examples of how federal inaction is hurting consumers in the financial industry – New York’s State of Mind