Happy International Credit Union Day! Around the world, credit unions and financial cooperatives are celebrating the credit union movement and this year’s theme: Local service. Global Reach.

 Mellin comments on CFPB’s HMDA proposal, ANPR – NEW YORK MINUTE

 Let’s Talk for a Minute video reviews NMLS compliance questions – NEW YORK MINUTE

 Vibrant Brands hosting Oct. 28 webinar to explore brand-building, online marketing – NEW YORK MINUTE

 FASB formally agrees to delay CECL to 2023 – CUTODAY

 Tensions flare as Democrats urge consumer bureau to boost penalties – THE HILL

 Loyalty programs becoming prime targets for payments fraud – CU TIMES

 Opinion: How New York City taxis can get ahead of Uber and Lyft – CITY & STATE

 U.S. housing starts fall; mid-Atlantic factory activity slows – REUTERS

 State finalizes student loan servicer requirements – NEW YORK’S STATE OF MIND