NY Minute: Wednesday, Jan. 8

 Legislative session kicks off, Cuomo to give State of the State address THE NEW YORK MINUTE

 CFPB issues Financial Literacy Annual Report THE NEW YORK MINUTE

 Assemblyman Tom Abinanti named new Banks Committee chairman THE NEW YORK MINUTE 

 Cuomo’s winning hand at the 2020 State of the State CITY & STATE

 Rep. Maxine Waters seeking to advance bill to impose limit on interest rates CUTODAY

 Weekly mortgage applications fell in the final weeks of 2019, but homebuyers were out shopping CNBC

 Hamster opens eyes for credit unions CU TIMES

 Tricky phish angles for persistence, not passwords KREBS ON SECURITY

 Financial issues loom as a new legislative session begins NEW YORK’S STATE OF MIND