The Federal Financial Institutions Examination Council on Wednesday announced the availability of data on 2019 mortgage lending transactions at more than 5,500 U.S. financial institutions covered by HMDA, including credit unions, banks, savings associations and mortgage companies.
The data, which is used by industry, consumer groups, regulators and others to assess potential fair lending risks and for other purposes, includes 48 data points providing information about applicants, the property securing the loan or proposed to secure the loan in the case of non-originated applications, the transaction and identifiers, according to a June 24 FFIEC press release.
The 2019 HMDA data use the census tract delineations, population and housing characteristic data from the 2011–2015 American Community Survey. In addition, the data reflect metropolitan statistical area definitions released by the Office of Management and Budget in 2018 that became effective for HMDA purposes in 2019.
Additional HMDA information can be accessed by clicking here. The full press release can be accessed on the FFIEC website.