As I reflect on 2022, a year that once again presented its own set of challenges and opportunities, I am humbled by the level of service, support and innovation that credit unions continue to display, successfully navigating the challenges and embracing new opportunities.

The Association continues to keep up its own hard work on behalf of all the credit unions in the state, and those efforts, particularly in the advocacy space, were on full display the past year.

In 2022, our united advocacy initiatives resulted in continued progress on several key state issues. Passage of municipal deposit choice in the Senate marks the first time in decades that this legislation has passed either chamber, and provides the Association with momentum for the 2023 session. Another major victory for credit unions, proposed legislation requiring written notification of overdraft fees was vetoed by Gov. Kathy Hochul. In Washington, D.C., significant progress was made on several bills, including data security, member business lending, board modernization, removal of disruptive members, and the Safe Act.

On a personal level, I was thrilled to reconnect with so many of you as we returned to live events, including EXCEL 22, our State GAC and the CUNA GAC, in addition to Habitat for Humanity’s Capitol Build Day, all of which highlight the strength and unity of our state and community. 

As we look to 2023, the Association is proud to offer whatever assistance we can as we continue to advocate, educate, unite and support all New York credit unions.

Wishing you, your family and loved ones all the best this holiday season.

Bill