Good morning. It’s a day of somber remembrance for New Yorkers, as we reflect on the many lives lost in the terrorist attacks 16 years ago today. On the legislative front, the Senate is in session today, but the House is not. Here is what’s happening:

 The New York Credit Union Association’s 2017 Compliance & Legal Conference kicks off today in Verona – The Point

 The Association’s IRA Workshops will be held Sept. 26-27 at Association headquarters in Albany, and tomorrow marks the deadline for online registrations – NYCUA

 Filene Research Institute will host a free webinar at 2 p.m. tomorrow that will focus on building loyalty and engagement with new members – Filene

 The second phase of same-day automated clearing house rollout begins Friday, and even credit unions not planning to originate same-day debits need to prepare – CUNA

 The credit union system and supporters have contributed more than $1 million to help staff and volunteers affected by Tropical Storm Harvey – CU Times

 It’s highly debatable whether artificial intelligence engines are capable of making credit decisions without inadvertent prejudices – American Banker

 State Attorney General Eric Schneiderman launched an inquiry into the massive Equifax data breach that may have compromised the personal information of over 140 million Americans – New York Times

 The House Financial Services Committee will also hold a hearing on the Equifax data breach – The Hill

 The breach further illustrates the need for a strong cybersecurity framework at the national level – New York’s State of Mind