The New York Credit Union Foundation has activated its Disaster Relief Grants for cooperativas, staff and volunteers in Puerto Rico affected by Hurricane Maria. To make a monetary contribution, visit the Foundation’s donation page.

 Good morning. Both the House and Senate are in session. The House Financial Services Committee will have their chance today to grill/vent at the former CEO and chairman of Equifax. The Senate banking committee did that yesterday. Here is what’s happening on this Thursday morning:

 Registration is open for the Young Professionals Commission 2017 Fall Educational Summit, which will be held Nov. 8-9 in Buffalo – NYCUA

 Credit unions from the Central New York Chapter recently donated dozens of toys, crafts, and gift cards to the Upstate Golisano Children’s Hospital – The Point

 The CFPB issued an interim final rule and a proposed rule to provide mortgage servicers more flexibility to communicate with certain borrowers under the bureau’s 2016 mortgage servicing amendments – CFPB

 U.S. Sen. Ted Cruz, R-Texas, is seeking support to “repeal” the Dodd-Frank Act through the budget reconciliation process – CU Times

 The American Bankers Association has once again taken aim at the NCUA’s field-of-membership rule, which took effect in February – CUToday

 Despite the credit reporting agency’s recent woes, the IRS will pay Equifax $7.25 million to verify taxpayer identities and help prevent fraud – Politico

 As controversy over the Equifax breach continues, Yahoo announced that their initial estimate of users impacted by their record-breaking 2013 breach was short by about two billion – KrebsonSecurity

Maxine Waters, ranking member of the House Financial Services Committee, introduced a bill that would empower federal banking regulators to break up large banks that have records of customer abuse – The Hill

 The most significant testimony that came out of Washington this week has to do with the future of Fannie Mae and Freddie Mac – New York’s State of Mind