The New York Credit Union Foundation has activated its Disaster Relief Grants for cooperativas, staff and volunteers in Puerto Rico affected by Hurricane Maria. To make a monetary contribution, visit the Foundation’s donation page.

Good morning, and happy Friday. There are no votes scheduled in the House today. The Senate is recessed for the week. Here’s what’s happening today:

 For those attending the New York Credit Union Association’s Oct. 17 rally at the state Capitol, there is one small but important update: The rally will now be held outside the Capitol at the western steps, overlooking West Capitol Park – The Point

 Registration is open for the 2018 CUNA Governmental Affairs Conference, which will be held Feb. 25 – March 1, in Washington, D.C. – NYCUA

 John Felton, manager/CEO of Southern Chautauqua FCU and a New York Credit Union Hall of Fame inductee, was named a Credit Union Rock Star by CUNA – CUNA

 Scams and fraudulent activities resulting from the Equifax are already starting, according to one credit union – CUToday

 Credit unions may be “sitting on a gold mine” of member insights and data, but research shows other industries know consumers better – CU Times

 Payday lenders are finding ways to work around Google’s advertising ban – American Banker

 Andrew Cuomo is raising the prospect of calling lawmakers to Albany for a special legislative session – Times Union

 Major companies are adjusting their marketing and advertising tactics as the nation’s racial makeup and demographics shift – New York Times

 The blog dives into the Federal Reserve’s approach to interest rate hikes, health care reform, the next banking crisis, the World Cup and the Yankees – New York’s State of Mind