Good morning. Congress continues its winter break today, but as a reminder, the Legislature returns next week. Here’s what’s happening in the world of credit unions today:

New York credit union advocates who are attending the 2018 CUNA Governmental Affairs Conference should complete and submit their Hill meeting request forms to help Association staff secure meeting times with federal lawmakers – NYCUA

CUNA Mutual Group is encouraging credit unions to prepare for a number of emerging risks – The Point

Before year-end, credit union leaders are encouraged to update their credit union’s information using Project Zip Code 14.0, which counts credit union members and matches them by state legislative district, congressional district and county – CUNA

Credit union leaders should expect continued growth for wearable-technologies in the coming years – CU Times

NCUA is among six federal agencies that have been contacted by a consumer group and military advocacy organizations about what they have been doing to protect members of the military and their families from predatory lenders – CUToday

“Open banking” will become mainstream in European organizations in 2018 and will likely begin transforming banking worldwide as well – Financial Brand

A number of New York communities ranked among the “2017 Neediest Cities” according to a recent analysis – WalletHub

Gov. Andrew Cuomo wants to allow voters to cast ballots 12 days before elections, bringing New York in line with an increasing number of states that allow early voting – Times Union