Good morning. Not much to report on the legislative front; neither the House nor Senate are in session today, and no hearings are scheduled. Here’s what’s happening in the world of credit unions:

NCUA will host a complimentary webinar Jan. 10 at 2 p.m. to explain the agency’s new Office of Credit Union Resources and Expansion – NCUA

Credit union employees and volunteers are encouraged to connect and engage with the Association on social media – The Point

Love My Credit Union Rewards is once again offering partner credit unions the opportunity to provide discounts on Intuit tax products this year. Through the program, credit unions can offer members up to $15 in savings on federal tax products from TurboTax – Love My CU Rewards

Financial institutions and digital transaction brands continue to be the favorite targets of phishing campaigns, according to a third-quarter phishing trend report – CU Times

Many of the key issues and trends that shaped 2017 will have an even larger impact in the mortgage industry in 2018 – CU Journal

A new report projects that online shopping played a bigger role this holiday shopping season than ever before – CUToday

Consumer optimism slipped in December, after hitting historic highs in the previous month – CNBC

The average credit line, average number of accounts, average outstanding card debt and enrollment in digital card services have all shown marked increases over the last six years, according to the CFPB’s biennial consumer credit report – PYMNTS