Good morning. The Senate Judiciary Committee today will hold hearings to examine various nominations. No votes are expected in the House today. The Legislature is not in session, but for those interested in some light reading, here is the state Senate Majority’s staff analysis of the Executive Budget. Here’s what’s happening today:

Registration is open for the 2018 Frontline Compliance Certificate Program, a seven-part webinar series designed to equip frontline credit union staff with the skills and understanding they need to stay in compliance – NYCUA

The state Department of Financial Services issued an order to set the minimum interest rate to be paid by state-chartered financial institutions—including credit unions—on escrow accounts in connection with loans secured by mortgages on one-to-six family residences – The Point

The New York Credit Union Association’s compliance department is available to assist member credit unions with compliance-related questions – The Point

Greater digital engagement directly affects a financial institution’s bottom line, a new study found – CU Times

CO-OP Financial Services has created three “Co-creation Councils” – CUToday

Millennials are more financially savvy than they’re given credit for, according to a new survey sponsored by Bank of America – American Banker

Cryptocurrencies could lead to significant losses in tax revenue – New York Times

The data doesn’t lie: Paper checks are alive and well, despite the tech sector’s best efforts to kill them – PYMNTS

Standing, a person’s ability to show that they have been harmed by someone’s legally actionable mistake, is an issue at the center of the lawsuits over credit unions’ website accessibility – New York’s State of Mind