Good morning. Both the House and Senate are in session today. The House Financial Services Committee’s Subcommittee titled “Examining De-risking and its Effect on Access to Financial Services.” Here’s what’s happening in the world of credit unions:

The Association will again host a “Let’s Connect New York” reception for attendees of the 2018 CUNA Governmental Affairs Conference – The Point

Filene Research Institute will host a complimentary webinar Feb. 20 at 2 p.m. to explain Filene’s Impact programs and review how they can help credit unions grow revenue – Filene

Registration is open for the 2018 Frontline Compliance Certificate Program, a seven-part webinar series designed to equip frontline credit union staff with the skills and understanding they need to stay in compliance – NYCUA

A new survey found more than two-thirds of Americans are frustrated with their digital banking offerings, and many are ready to walk away from their financial institutions because of it – CU Times

According to the Federal Reserve Bank of New York’s latest Quarterly Report on Household Debt and Credit, household debt rose in 2017 for the fifth consecutive year – ThinkAdvisor

The House passed the TRID Improvement Act of 2017 (H.R. 3978) and the Protecting Consumers’ Access to Credit Act (H.R. 3299) – CUToday

Microsoft released a bevy of security updates to tackle more than 50 serious weaknesses in Windows, Internet Explorer and Edge, Microsoft Office, and Adobe Flash Player, among other products – KrebsOnSecurity

The mania over cryptocurrencies has gotten the attention of the Securities and Exchange Commission and the Commodity Futures Trading Commission, but laws adopted decades ago give the regulators little oversight authority – New York Times