Note to all OwnersChoice Funding clients: Due to weather conditions, travel bans and expected snow accumulations of over two feet, the OwnersChoice office in Buffalo will be closed today. Calls are currently being routed to staff in Albany. The office anticipates resuming normal operating hours tomorrow

 Still time to register for CU Reality Check in Atlantic City – New York Minute

 Alloya Corporate FCU now accepting Christine M. Gross Scholarship applications – New York Minute

 CU pros encouraged to register for 2019 Lending School – New York Minute

 NCUA pressed to issue rule clarifying difference between regs. and guidance – CU Times

 Senate banking committee chairman says data privacy, security to remain a priority – CUToday

 CBO sees fed cutting interest rates in 2023 after hiking in 2019 – Bloomberg

 Most Fortune 100 companies used software that enabled Equifax hack – PYMNTS

 Shares of Fannie, Freddie fall as hopes for quick-fix plan fade – American Banker

 U.S. consumer morale at one-and-a-half year-low; house price gains slow – Reuters