The Consumer Financial Protection Bureau has released an updated list of consumer reporting companies. Credit unions are among the entities, including other financial institutions, insurance companies, employers, landlords and others, to which consumer reports and scores are provided.
“You know your credit report is important, but the three nationwide consumer reporting companies — Equifax, TransUnion, and Experian — aren’t the only companies that collect information on you,” the bureau states on its website. “Other companies collect information and prepare consumer reports about you — and you have a right to see those reports.”
In addition to the list of consumer reporting companies, the list also includes additional information that may be beneficial for credit unions and consumers, including:
- information to request a report;
- tips on which specialty reports might be important for fact-checking;
- identity verification information;
- free reports guide;
- list of companies that will provide free scores along with free reports; and
- security freeze information.
Visit the CFPB’s website to view the full list of consumer reporting companies.