Good morning. The House and U.S. Senate will both hold procedural pro forma sessions today with nothing of note on the agenda. Here is what’s happening on this Tuesday morning:

 Staff from the New York Credit Union Association held a conference call yesterday with NCUA Executive Director Mark Treichel​ to discuss the agency’s plans to close its Region 1 offices and consolidate other operations – The Point

 Reminder: Enrollment is open through Aug. 31 for the statewide prize-linked saving program, Lucky Savers – The Point

 There is still time to register for the 2017 Compliance & Legal Conference, which will be held Sept. 11-12 at the Turning Stone Resort Casino in Verona – NYCUA

 The number of ATMs in the U.S. has grown to between 475,000 and 500,000, according to new data out this week from the ATM Industry Association – CU Times

 A new report suggests that low-down-payment programs created by Fannie Mae and Freddie Mac are causing problems in FHA lending – CUToday

 The White House and Republican congressional leaders are planning to release a tax reform framework document in September – The Hill

 Apple’s upcoming iOS update poses some unique challenges for financial institutions and their mobile banking apps – American Banker

 Wells Fargo’s latest scandal is providing consumer groups new ammunition as they try to save the CFPB’s rule banning arbitration clauses – Bloomberg

 NCUA should follow the Federal Reserve’s lead and provide greater clarity to boards of directors on the appropriate division of responsibilities between board members and senior management – New York’s State of Mind