Good morning. Both the House and Senate are in session today. The Senate banking committee will hold a hearing on the “fintech landscape,” and the House Financial Services Committee will hold a subcommittee hearing on the Federal Reserve’s regulatory and monetary policies. Here is what’s happening this morning:

 Michael Lieberman, New York Credit Union Association VP of governmental affairs, recently traveled to Washington, D.C., to discuss credit union legislative issues with federal lawmakers – The Point

 Registration is open for the Association’s Tech Forward conference. The event—which is being sponsored by CUNA Mutual Group, OwnersChoice Funding and CU Direct—will explore ways credit unions can embrace and harness emerging technologies – The Point

 Credit unions and chapters can once again offer college scholarships to deserving young members with the New York Credit Union Association’s annual, statewide Scholarship Program – The Point

 The massive breach at Equifax is likely to hurt—and may ultimately doom—efforts to overturn the CFPB’s rule banning mandatory arbitration clauses – CU Journal

 The 10-digit PIN numbers that Equifax is giving to consumers who request a credit freeze are easily predictable – CUinfoSecurity

 A bill that cleared the House Judiciary Committee late last week would likely curb frivolous lawsuits against credit unions filed under the Americans with Disabilities Act – CUToday

 Many taxi owners say they do not know how much longer they can hold on their medallions, as values continue to fall – New York Times

 Apple’s next iPhone could add—and lose—features that change the way people handle mobile payments – PaymentsSource